Individual Health & Dental Insurance
If you are Self-employed, Contractor or business owner you may be eligible for Group Insurance.
Title
ENTRY PLAN
Reimbursement level 60%
We offer Blue Cross HealthTM individual health and dental plans. For information on the Complete Health Plan please see the details below or click on get a quote.
ESSENTIAL PLAN
Reimbursement level 70%
We offer Blue Cross HealthTM individual health and dental plans. For information on the Complete Health Plan please see the details below or click on get a quote.
ENHANCED PLAN
Reimbursement level 80%
We offer Blue Cross HealthTM individual health and dental plans. For information on the Complete Health Plan please see the details below or click on get a quote.
Health Coverage
- AD&D – Not Covered
- Accidental Dental $7,000 life time
- Ambulance – Not Covered
- Audiologist – $40 per visit- $250/ year
- Managing Chronic Disease- $40 per visit- $250/ year
- Diabetic supplies – Not Covered
- Dietician – $40 per visit -$250/ year
- Hearing Aids/Repairs – Not Covered
- Medical Equipment – Not Covered
- Mobility Aids -60%
- Nursing Care – Not covered
- Orthotics/Orthopedic (custom) $150 / year
- Ostomy Supplies – Not covered
- Oxygen – Not covered
- Prosthetics – Not covered
- Semi-Private Hospital – Not covered
- Chiropodist/Podiatrist – $40 per visit – $250/ year
- Occupational Therapist – $40 per visit -$250/ year
- Psychologist/Social/Psychotherapists Worker -$40 per visit -$250/ year
- Speech Therapist – $40 per visit -$250/ year
- Osteopath -$40 per visit -$250/ year
- Physiotherapist -$40 per visit -$250/ year
- Acupuncturist – Not covered
- Massage Therapist – Not covered
- Naturopath – Not covered
- Vision care – $100 every 2 years (6 month waiting period)
- Travel Insurance – Not covered
- AD&D $15,000 applicant or spouse /$5,000 each child
- Accidental Dental $7,000 life time
- Ambulance – $420
- Audiologist -$55 per visit – $400/ year
- Managing Chronic Disease -$55 per visit – $400/ year
- Diabetic supplies – Covered
- Dietician -$55 per visit -$400/ year
- Hearing Aids/Repairs – $400 / Every 5 years (6 month waiting period)
- Medical Equipment – Covered
- Mobility Aids – 60%
- Nursing Care – $3,500 / Every 2 years
- Orthotics/Orthopedic (custom) $150 / year
- Ostomy Supplies – Covered
- Oxygen – Covered
- Prosthetics – $10,000 life time
- Semi-Private Hospital – Covered
- Chiropodist/Podiatrist – $55 per visit -$400/ year
- Occupational Therapist -$55 per visit -$400/year
- Psychologist/Social/Psychotherapists Worker -$55 per visit -$400/ year
- Speech Therapist -$55 per visit -$400/ year
- Osteopath -$55 per visit -$400/year
- Physiotherapist -$55 per visit -$400/ year
- Acupuncturist -$55 per visit – $400/ year
- Massage Therapist -$55 per visit -$400/ year
- Naturopath -$55 per visit – $400/ year
- Vision care – $150 every 2 years (6 month waiting period)
- Travel Insurance – Not covered
- AD&D $20,000 applicant or spouse /$5,000 each child
- Accidental Dental $7,000 life time
- Ambulance – $420
- Audiologist $70 per visit -$500/ year
- Managing Chronic Disease $70 per visit -$500/ year
- Diabetic supplies – Covered
- Dietician -$70 per visit $500/per calendar year
- Hearing Aids/Repairs – $500 / Every 5 years (6 month waiting period)
- Medical Equipment – Covered
- Mobility Aids – 60%
- Nursing Care – $5,600/ Every 2 years
- Orthotics/Orthopedic (custom) $225/ year
- Ostomy Supplies – Covered
- Oxygen – Covered
- Prosthetics – $10,000 life time
- Semi-Private Hospital – 100% / 90 days
- Chiropodist/Podiatrist -$70 per visit – $500/ year
- Occupational Therapist -$70 per visit -$500/ year
- Psychologist/Social/ Psychotherapists Worker -$70 per visit -$500/ year
- Speech Therapist -$70 per visit -$500/ year
- Osteopath -$70 per visit -$500/ year
- Physiotherapist -$70 per visit -$500/ year
- Acupuncturist – $70 per visit -$500/ year
- Massage Therapist – $70 per visit -$500/ year
- Naturopath – $70 per visit – $500/per calendar year
- Vision care – $300 every 2 years (6 month waiting period)
- Travel Insurance – 100% / 30 days
Drug Coverage
- Not Covered under Entry plan
- 70% first $4,500
- 100% thereafter
- Overall benefit max per year – None
- Max co-pay per prescription – $100
- Max out of pocket co-pay per year – $1,350
- Birth control – Covered
- Smoking cessation – $800 / 5 years
- Fertility drugs – Not covered
- Vaccines – Not covered
- Allergy serums – Not covered
- Erectile dysfunction – Not covered
- 80% first $4,500
- 100% thereafter
- Overall benefit max per year – None
- Max co-pay per prescription – $50
- Max out of pocket co-pay per year – $900
- Birth control – Covered
- Smoking cessation – $800 / 5 years
- Fertility drugs – $1,500 / year ($3,000 life time)
- Vaccines – $250 / year
- Allergy serums – $500 / year
- Erectile dysfunction – $250 / year
Dental Coverage
- Yearly Max – $500
- Dental Exam & Cleaning
- X-rays
- Fillings (3 month waiting period)
- Yearly max – Unlimited (Basic Services)
- Dental Exam & Cleaning
- X-rays
- Fillings
- Extractions
- Root canals (6 month waiting period)
- Yearly max – Unlimited (Basic Services)
- Dental Exam & Cleaning
- X-rays
- Fillings
- Extractions
- Root canals (6 month waiting period)
- Periodontics – 60% $1,200 / year (2 year waiting period)
- Major dental – 60% $500 / year (2 year waiting period)
- Orthodontics (Age 18 and under) – 60% $1,500 / year (2 year waiting period) Reimbursement limit $125/month
Important Notice:
The above plan designs is not a formal policy document. This summary is designed to offer a brief overview and does not encompass all details related to the insurance policy. Its purpose is to outline key benefits and provide a monthly cost that may vary depending on underwriting decisions.
Underwriting Requirements:
To process your application, the insurance carrier must ask for health questionnaires for underwriting purposes.
Exclusions and Pricing:
Exclusions may apply based on the policy terms and conditions.
Monthly prices are subject to variation and may be affected by various factors and underwriting decisions.
