If you have a business with 3 or more employees you have the privilege to design your own plan.
Title
VeraFlex 80 plus Plan
VeraFlex 100 Plan
Extra Step Plan
Yearly Drug Coverage
- Unlimited
- 80% 1st $2,500
- 100% on thereafter
- Unlimited
- 100%
- Unlimited
- 50% on the first $400
- 80% next $500
- 100% on thereafter
Extended Health Care
- Custom Orthopedic shoes $300
- Custom made foot orthotics $300
- Hospital $100 per day up to $500 max
- Ambulance – Includes Land and Air
- Hearing Aids – $500 per 5 years
- Accidental Dental – $2,000 per accident
- Medical Services & Items:
- Diabetic Supplies
- Diagnotics test, x-rays & laboratory test
- Braces, Cast, Mobility Aids (walkers, Wheelchair)
- Compression Stockings
- Custom Orthopedic shoes $300
- Custom made foot orthotics $300
- Hospital $100 per day up to $500 max
- Ambulance – Includes Land and Air
- Hearing Aids – $500 per 5 years
- Accidental Dental – $2,000 per accident
- Medical Services & Items:
- Diabetic Supplies
- Diagnotics test, x-rays & laboratory test
- Braces, Cast, Mobility Aids (walkers, Wheelchair)
- Compression Stockings
- Custom Orthopedic shoes $300
- Custom made foot orthotics $300
- Hospital $100 per day up to $500 max
- Ambulance – Includes Land and Air
- Hearing Aids – $500 per 5 years
- Accidental Dental – $2,000 per accident
- Medical Services & Items:
- Diabetic Supplies
- Diagnotics test, x-rays & laboratory test
- Braces, Cast, Mobility Aids (walkers, Wheelchair)
- Compression Stockings
Paramedical Services
- $600 Annual Combined for Single Coverage
- $1,200 Annual Combined for Couple and Family Coverage
- Acupuncture $300
- Chiropodist or Podiatrist $300
- Chiropractor $300
- Naturopath $300
- Osteopath $300
- Psychologist $300
- Physiotherapist $300
- Massage Therapist $300
- Speech Therapist $300
- $1,000 Annual Combined for Single Coverage
- $2,000 Annual Combined for Couple and Family Coverage
- Acupuncture $500
- Chiropodist or Podiatrist $500
- Chiropractor $500
- Naturopath $500
- Osteopath $500
- Psychologist $500
- Physiotherapist $500
- Massage Therapist $500
- Speech Therapist $500
- No Combined Limit
- Acupuncture $500
- Chiropodist or Podiatrist $500
- Chiropractor $500
- Naturopath $500
- Osteopath $500
- Psychologist $500
- Physiotherapist $500
- Massage Therapist $500
- Speech Therapist $500
Travel Insurance
- Unlimited
- Up to 90 days per trip
- $5,000,000 Per trip
- Unlimited
- Up to 90 days per trip
- $5,000,000 Per trip
- Unlimited
- Up to 90 days per trip
- $5,000,000 Per trip
Vision Care
- $250 per 24 months for Glasses, Contact Lenses, Laser Surgery
- $75 Eye Exam Annual Max Every 24 months
- $300 per 24 months for Glasses, Contact Lenses, Laser Surgery
- $75 Eye Exam Annual Max Every 24 months
- $250 per 24 months for Glasses, Contact Lenses, Laser Surgery
- $75 Eye Exam Annual Max Every 24 months
Dental Care
- $2,000
- Basic, Endo, Periodontics & Major Services Combined
- 80% Basic Services
- 50% Major. Endodontic, Periodontics & Cleaning Services
- $2,500 Annual coverage
- Basic, Endo, Periodontics & Major Services Combined
- 100% Basic Services
- 50% Major. Endodontic, Periodontics & Cleaning Services
- $1,500 Annual coverage
- Basic, Endo, Periodontics & Major Services Combined
- 80% Basic Services
- 80% Endodontic, Periodontics
- 50% Major Services
Children Orthodontics
–
- $3,000 Per Child – Life Time Maximum
- 50
- $2,000 Per Child – Life Time Maximum
- 50%
Employee Life Insurance
- $25,000
- $25,000
- $25,000
Dependent Life Insurance
- $10,000
- $10,000
- $10,000
Accidental Sickness
- $25,000
- $25,000
- $25,000
Optional Coverage
- Short Term Disability
- Long Term Disability
- Critical Illness Insurance
- Short Term Disability
- Long Term Disability
- Critical Illness Insurance
- Short Term Disability
- Long Term Disability
- Critical Illness Insurance









