Critical Illness Insurance
Medical advances have dramatically improved the survival rates of people who suffer critical illnesses such as cancer, stroke and heart disease. Recovery may come with a significant financial cost that impacts both you and the people close to you.
Critical illness insurance offers the financial help to pay the costs associated with life-altering illnesses. If you become sick with an illness covered by your policy, you’ll receive a lump-sum cash payment. And, unlike reimbursed health insurance benefits, you decide how to spend the money.
What are the illnesses covered:
- Heart attack
- Stroke
- Cancer
- Coronary artery bypass surgery
- Kidney failure
- Loss of independent existence
- Major organ transplant
- Multiple sclerosis
- Paralysis
- Blindness
- Deafness
- Loss of speech
- Benign brain tumour
- Severe burns
- Major organ failure on waiting list
- Aortic surgery
- Dementia, including Alzheimer's disease
- Parkinson's Disease and Specified Atypical Parkinsonian Disorders
- Loss of speech
- Benign brain tumour
- Severe burns
- Motor neuron disease
- Aplastic anemia
- Bacterial meningitis
- Heart valve replacement or repair
- Loss of limbs
- Occupational HIV infection
- Coma
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